Low Insurance Rates for Young Ones

When I look back in my life, I sometimes think that I should have gotten insurance policies when I was younger. That is because if you are young, life insurance rates are also low. If you are already middle-aged, you have to pay for a higher premium.

Now I am thinking that it is still not too late to sign up for one, like what my friend said. But seriously, I doubt it at this point because that would get me to spare a big chunk from our annual income to do so. I am still thinking if we can afford even just one policy for the moment.